Charleston Real Estate Market Dashboard

Market Snapshot

Market Favors

Charleston Submarkets

Click a marker to see submarket details • Map data © OpenStreetMap contributors

Submarket Comparison

Click any card to expand • Sources: Redfin Data Center, Zillow Home Value Index, Charleston Trident Association of Realtors (CTAR) monthly reports

30-Year Mortgage Rate Tracker

Flood Zones & Insurance Costs

Charleston is a coastal city — flood insurance is a real cost that buyers need to factor in. Here's what to expect by area.

Flood zone data from FEMA National Flood Hazard Layer. Insurance estimates based on 2025-2026 NFIP and private market averages for single-family primary residences. Actual premiums vary by elevation, construction, and coverage. Consult an insurance agent for a personalized quote.

Calculators

Estimates only. Property tax based on South Carolina avg effective rate (~0.5%). Actual taxes, insurance, and PMI will vary by property and lender. Consult a licensed mortgage lender for a personalized quote.

Based on a standard 28% front-end debt-to-income ratio, which is a common qualifying guideline. Actual qualifying amounts depend on your full financial profile, credit score, loan program, and lender requirements. This is not a pre-approval. Consult a licensed mortgage lender.

Simplified comparison assuming 3% annual home appreciation (Charleston historical average), standard 30-year amortization, and estimated tax/insurance costs. Does not account for maintenance, HOA fees, capital gains tax, opportunity cost of down payment, or rent increases. Intended as a general comparison only.

Estimate only. Assumes 6% total agent commission (buyer + seller side) and ~2% seller closing costs (title insurance, transfer taxes, attorney fees, prorations). Actual costs vary by transaction. Does not include potential capital gains tax, HOA transfer fees, or outstanding liens. Consult your Realtor and closing attorney for an accurate net sheet.

What's Your Home Worth?

Get a ballpark estimate based on current Charleston market averages — then request a detailed CMA for the real number.

Submarket *

Square Footage *

Bedrooms

Condition

Important: This estimate is a rough generalization based on average price-per-square-foot data for the selected submarket. It does not account for your home's specific location, lot size, upgrades, condition details, age, view, HOA, school district, flood zone, or recent comparable sales. Actual market value can vary significantly from this estimate. For an accurate valuation, request a free Comparative Market Analysis (CMA) — Zach will pull recent comp sales and provide a personalized assessment of your property.

Zach's Take

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